My passion for real estate started at a young age. My father was a builder in Southern California and I spent many summers helping “finish houses” (mostly sweeping debris). My early exposure to home building grew into an always present interest in design and architecture. From the time I could preview homes there wasn’t an Open House or Home Tour I didn’t want to check out! To this day, my favorite thing to do is preview homes and envision the new life that home will provide someone.
When it comes to real estate, whether you are a buyer or a seller, I intend to help and assist you in every way possible. The knowledge and skills I have acquired as a real estate agent as well as being in the medical field as a nurse for more than a decade has helped me understand people’s needs and wants based on their current situation.
I will work hard for my clients ensuring that they fully understand each and every step in the real estate process. Buying a house is one of the biggest personal investment decisions you make and these decisions should be made with great support and wisdom. Wise decisions can only be made when you have accurate information and knowledge of the processes and procedures involved. I will ensure that you are informed at every stage so that you are both confident, but more importantly comfortable with the entire process. As a realtor I commit to guide you every step of the way and answer any questions or concerns my clients might have. I have a very strong work ethic and will not stop until the job is done well. The only thing I will ask of you is your time and trust.
There are wide array of benefits for buying real property. From social to economic, and even political, benefits of owning real property can't be easily counted. Real property offers an anchorage to family geographic zoning. Owners enjoy the benefits of forming closer connections with their community, through local businesses, schools, worship places and neighbors.
As always, economic benefit is a good starting point. Did you know that by paying $900/month rent you are throwing away $54,000? Yes, rent is a waste of money. Rent can't be even claimed in tax returns. In contrast, monthly payments towards mortgage payment plan will expand homeowners' wealth as equity is created. Moreover, buying a real property increases credit rating through regular payment history and location security. Even more, real property buyers can claim interest in their yearly tax returns (consult a tax expert for more details).
On the political level, homeowners exercise more influence on political decision makers. Because most county and state profits are based on real property taxes, politicians answer demands of property owners before renters (who are usually relocating). For example, when the financial crisis struck the U.S. markets in middle of 2007, the federal government quickly enacted laws to protect property owners. The same issue played a crucial role in 2008 Presidential elections.
In addition to economic and political benefits, real property buyers enjoy better social standings. Because property owners are more constraint to move, they form social networks with their local community. Neighbors invite each other for birthdays and other events. Housewives form local groups to help raise the children of the community. Even in safety, most communities utilize local neighborhood watches to keep crime level at a low level.
Finally, by buying a real property, individuals achieve the American Dream. Thanks to the U.S. government system, ownership rights are at the foundational core of the United States. A sense of accomplishment and satisfaction beholds property owners as they are free to express themselves within their own castles. Buying real property is as simple as desires of potential buyers.This information is an estimate and for research purposes only. The estimate is based on prevailing rates typical in the industry and your own input concerning salary and assets, which JohnHart has no way of verifying. The estimate does not purport to include every potential expense involved in purchasing a home (including but not limited to taxes and HOA fees) which can vary widely by property and location. Neither JohnHart nor any of its affiliates make any warranties or guarantees in any way about the likelihood of obtaining a loan for a house and on what terms (if at all) a prospective buyer may be able to obtain a loan. Prospective buyers must consult a lender for qualification and for terms of qualification according to a buyer’s financial situation at the time and the property sought. This information only represents an estimate based on average financial terms prevailing at the time and may be different from what you see from a lender depending on, amongst other things, your individual financial situation and time period during which you seek a loan.